the BYG blog

• Ensure your will is in order and signed by yourself and two witnesses.

• Ensure your next of kin knows where your will is kept.

• Appoint an executor for your estate and record this in your will. Ensure your next of kin has the executor's name and contact details.

• State in your will whether you wish to be buried or cremated.

• Ensure that a trusted next of kin has access to your online bank account to transfer funds to their account before your accounts are frozen.

• File all your important documents (hard copies) together in one place (will, ID, passport, marriage certificate, antenuptial contract, funeral and other life insurance policies). Inform a next of kin about them and where they are kept.

• Make sure a next of kin knows who your financial advisor is, if applicable.

• List all your monthly deductions and debit orders at the bank and inform a next of kin of them.

• List all your monthly direct electronic payments (EFTs) and inform a next of kin of them.

• Keep a list of all your insurance policies and where they are kept. Ensure a next of kin knows about them all.

• Ensure a next of kin knows about all your investments and where they are kept. List them.

• Make sure a next of kin has your cellphone PIN.

• Ensure a trusted next of kin has your computer login and password.

• Inform a next of kin about all your social media accounts and logins so they can close them or post an obituary if they wish to do so. List them.

Always remember:
Before You Go, get your ducks in a row!