the BYG blog

Preparing for retirement in the South African context starts long before your last working day. In this section, we look at how South Africans can plan ahead—whether through employer pension funds, personal savings, or lifestyle choices. We’ll talk budgeting, debt, and how to build a realistic vision for your retirement years.

• Introduction

• When you loose your fire

• The big truth

Preparing for retirement in the South African context starts long before your last working day. In this section, we look at how South Africans can plan ahead—whether through employer pension funds, personal savings, or lifestyle choices. We’ll talk budgeting, debt, and how to build a realistic vision for your retirement years.

• Introduction

• When can I retire?

• How much do I need to retire?

• Financial freedom

• Retirement based investments

• Discretionary investments

You’ve reached retirement—now what?

This part of the blog unpacks your financial options at retirement in South Africa: living annuities vs. life annuities, lump sums, tax implications from SARS, and how to make the best decisions for long-term stability and income.

• Introduction

• Investments at retirement

Retirement isn’t slowing down—it’s living differently. We explore life after retirement from a South African perspective—how to stretch your income, deal with medical aid costs, make smart money choices, and stay active and fulfilled in your post-work years.

• Introduction

• It's nice to be retired!

Lorum ipsum

• Introduction

• To do's to get your ducks in a row

• To do's for next of kin left behind